Blog
Trucking insurance news, tips, and industry insights.
Great West Casualty Trucking Insurance Review
Company is one of the most respected specialized trucking insurance carriers in the United States — a name that carries significant weight in the heavy-haul and long-haul trucking community. Unlike generalist carriers that write trucking among dozens of other lines, Great West is a specialist. Everything they do is trucking. That singular focus is both [ ]
Read →Sentry Insurance Trucking Review 2026
Sentry Insurance is a mutual insurance company that has built a meaningful presence in commercial trucking insurance, particularly for small to mid-size fleets. Unlike the household names in trucking coverage, Sentry operates as a true mutual company — meaning it’s owned by its policyholders, not shareholders. This structure influences how they approach claims, pricing, and [ ]
Read →Box Truck & Delivery Driver Insurance: Amazon DSP, FedEx & Last-Mile Operators
Box truck operators and delivery contractors—including Amazon DSP owners, FedEx Ground contractors, and last-mile couriers—need commercial auto insurance. Personal auto policies explicitly exclude commercial use and will deny claims that occur during deliveries. Required coverage typically includes commercial auto liability, cargo/inland marine, workers compensation or occupational accident, and general liability. Total costs range from $2,500/year [ ]
Read →Why Trucking Insurance Rates Are Rising in 2026 (And What You Can Do About It)
Trucking insurance rates are up 15–30% for many operators in 2026, driven by nuclear verdicts, reinsurance hardening, rising repair costs, and increased fraud in cargo claims. Owner-operators can combat higher premiums by shopping multiple carriers, improving their CSA score, installing safety technology, raising deductibles strategically, and working with a specialist broker who has access to [ ]
Read →High CSA Score? Here’s How to Still Get Trucking Insurance
Even with a high CSA score, you can still get trucking insurance—but it will cost significantly more. Most standard carriers decline risks with CSA BASIC scores above 85–90, but specialty carriers and high-risk insurers will write policies for scores up to 100 at surcharges of 30–200%. The key is understanding what drives your score, disputing [ ]
Read →Hotshot Trucking Insurance Under 26,000 lbs: The Non-CDL Guide
Non-CDL hotshot trucking insurance for vehicles under 26,000 GVWR typically costs $1,500–$3,500 annually for basic primary liability, cargo, and physical damage coverage. Exact rates depend on vehicle type, load class, state, driving record, and whether you cross state lines. Non-CDL hotshot operators often pay less than their CDL counterparts, but they face unique underwriting rules [ ]
Read →Can You Get Trucking Insurance with a Bad Driving Record?
Yes, you can get trucking insurance with a bad driving record—but expect higher premiums and a smaller pool of carriers willing to work with you. Most insurers will insure high-risk drivers if you meet their underwriting criteria, though rates typically increase 25–150% depending on violation severity and age. The key is finding the right carrier [ ]
Read →Livestock Truck Insurance: Costs, Coverage & Requirements [2026]
Livestock truck insurance costs $6,000–$15,000 per year for owner-operators hauling cattle, hogs, sheep, or horses. Unlike dry freight or flatbed operations, livestock hauling introduces a unique risk — the cargo is alive, and standard motor truck cargo policies exclude live animals entirely. Livestock transit mortality coverage is essential for any commercial livestock hauler. At Full [ ]
Read →Cement Truck Insurance: Costs, Coverage & Requirements [2026]
Cement truck insurance costs $7,000–$16,000 per year for owner-operators operating concrete mixer trucks. Concrete mixers are among the heaviest vehicles on public roads — often loaded to 66,000+ lbs — creating significant property damage and bodily injury exposure that pushes premiums above typical trucking rates. A proper cement truck package includes commercial auto liability, physical [ ]
Read →Trucking Insurance for Small Fleets: 2-10 Trucks (2026 Guide)
Complete guide to trucking insurance for small fleets of 2-10 trucks — fleet discounts, named driver vs. any-driver policies, coverage requirements, and how to get competitive quotes from 30+ carriers.
Read →Trucking Insurance in Oklahoma City, OK | Full Coverage LLC
Trucking insurance in Oklahoma City, OK. Energy sector & ag freight specialists. FMCSA filings. OKC metro & beyond. Call (317) 427-5599.
Read →Trucking Insurance in New Orleans, LA | Full Coverage LLC
Trucking insurance in New Orleans, LA. Port drayage specialists. FMCSA filings. Orleans, Jefferson & St. Tammany parishes. Call (317) 427-5599.
Read →