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Illinois Truck Insurance

Illinois is the freight capital of North America with Chicago serving as the nation's rail and trucking interchange hub. Insurance rates in Illinois reflect heavy urban congestion and one of the country's most active litigation environments.

Illinois Trucking Insurance Requirements

Federal Requirements

All for-hire interstate carriers operating in Illinois must carry a minimum of $750,000 in liability insurance. Carriers hauling hazardous materials need $1,000,000 to $5,000,000 depending on the commodity. These are federal minimums enforced by the FMCSA.

Coverage We Provide in Illinois

Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess

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